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Your Guide to Getting a Free Critical Illness Insurance Quote
There are a lot of things that term life insurance can protect you against, but sometimes, there are gaps in its coverage that you might want to fill, so you have as well-rounded a protection plan as possible.
Blue Cross Life’s Critical Illness Insurance can help you upgrade your family’s future financial protection. But what is critical illness insurance? Can you get free critical illness insurance quotes in Canada?
This page will walk you through everything you need to know about critical illness insurance products in Canada, as well as how you can get your own critical illness insurance quote today.
Critical illness insurance is a type of insurance that’s designed to provide you and your loved ones with a lump-sum payment, in the event that you’re diagnosed with one of the covered conditions during your term.
In many cases, people consider purchasing a term life insurance plan when they purchase critical life insurance, so that they can ensure they have balanced financial protections for the future.
Critical illness insurance offers you and your loved ones support and financial protection that may be essential if you’re suddenly faced with a life-changing diagnosis.
Medical visits and treatments will accrue new costs for things like parking, gas, and of course, certain medications and treatments require out-of-pocket payment as well.
Not to mention, you may not be able to or want to work while you deal with your diagnosis. This can cause bills to pile up, or even cause a strain on your ability to maintain your mortgage, car payments, or other outstanding debts.
Critical illness insurance gives you the freedom to focus on the things that are really important in these types of situations - getting better, learning to live with illnesses, and spending time with those that matter most to you.
While many critical illness insurance will function under the same terms (i.e., payment in the event of diagnosis), there are many different forms that critical life insurance can take.
Some of the different factors that can impact your type of critical illness insurance include:
If you already have a critical illness insurance plan through your job, you may still be eligible to access Blue Cross Life’s Critical Illness Insurance protections.
Some benefit packages offered by businesses will lump life insurance together with critical illness insurance as a single protection plan.
Depending on how much protection that offers, you may want or need additional financial protections against major illnesses (i.e., cancer, heart disease, stroke, etc.) and what makes sense for your family. Having additional coverage may make sense if you have just signed up for a large mortgage, or your children are about to enter university and you want to help them with tuition.
With this in mind, it’s a good idea to consider getting a free critical illness insurance quote in Canada; especially when you consider the flexible, affordable options offered through Blue Cross Life.
It’s incredibly easy to get started with a free critical illness insurance quote online through Blue Cross Life. In fact, it takes less than 60 seconds to get started!
Fill out your specifics through Blue Cross Life’s Critical Illness Insurance quote generation platform for a free quote. Our user-friendly tools make it quick and easy to get quotes, so you can find the perfect combination to meet your financial protection needs.
Need a bit of extra guidance? Consider talking to an insurance expert, who can provide additional support and information to help you obtain the perfect critical illness insurance plan.
We can’t understate how valuable talking to an advisor about your critical illness insurance needs can be.
Depending on which stage of life you may be in, you could have entirely different needs from others who are searching for similar types of protection.
An advisor can help you compare terms and coverage options, giving you a better idea of how each factor will impact both your protections and your premiums.
There are many different types of illnesses that may be covered under your critical illness insurance plan, such as:
With Blue Cross Life’s Critical Illness Insurance, you can get protection against 27 fully covered and 17 early stage illnesses, this is among the most covered Critical Illness Insurance plans in Canada!
We understand that there are a lot of insurance companies in Canada offering different types of protection, which is why getting critical illness insurance quotes can be so important.
Not only do we strive to provide the most cost-effective options for our clients, but all it takes to get your free critical illness insurance quote online in Canada is to set aside a few minutes to get started.
With Blue Cross Life, when you apply for a critical illness insurance quote online, we’ll start by getting some basic information such as gender, birthdate and where you live - you will also receive an initial estimate so you can get an idea of what your monthly premiums can look like. Then we’ll ask a few questions to get to know you further, including about your health and general lifestyle. In the images below, you can get an idea of what the application looks like - we’ve done our best to make it as easy to complete as possible.
You can apply for critical illness insurance through Blue Cross Life in as little as 20 minutes, so if you already know the type of protection you require, you can get started whenever it works best for you!
If you’re happy with the free online critical illness insurance quote you’ve gotten with Blue Cross Life, just continue following the process forward after your quote to accept the offer.
Blue Cross Life’s online platform is easy and intuitive to use, so you should have no issues following the prompts to complete the application, but if you need any further assistance, feel free to contact us via email at service@life.bluecross.ca.
We’re always happy to offer any support or guidance you need, so you can find the perfect level of critical illness protection to meet your needs.
Interested in exploring more about the Blue Cross Life’s Critical Illness Insurance coverage in Canada? Get started right now, and you can have your application submitted in as little as 20 minutes.
Just some features you can look forward to with Blue Cross Life’s Critical Illness Insurance include:
With competitive rates to accommodate a wide range of budgets, Blue Cross Life is providing flexible, affordable protection options for everyone across Canada!
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Term Life and Critical Illness Insurance products are underwritten by Blue Cross Life and distributed by PolicyMe Corp.
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